What is a merchant category code?
A merchant category code (MCC) is a 4 digit number used by card networks such as Mastercard, Visa, Discover, AMX and so on and applicable to every business that wants to accept credit cards. The number fluctuates on the basis of the type of business or service the company proposes.
For what purpose card networks use MCC?
Card networks use MCC to classify and track buying. In the customer statement or you can check yours too the classification always specified to it, such as βretail stores, grocery shop,β is attached to the merchant category code.
Below is the Merchant category code list attached:
MCC | Merchant Category | Reportable under 6041/6041A and Authority for Exception |
---|---|---|
0742 | Veterinary Services | Yes |
0763 | Agricultural Cooperative | Yes |
0780 | Landscaping Services | Yes |
1520 | General Contractors | Yes |
1711 | Heating, Plumbing, A/C | Yes |
1731 | Electrical Contractors | Yes |
1740 | Masonry, Stonework, and Plaster | Yes |
1750 | Carpentry Contractors | Yes |
1761 | Roofing/Siding, Sheet Metal | Yes |
1771 | Concrete Work Contractors | Yes |
1799 | Special Trade Contractors | Yes |
2741 | Miscellaneous Publishing and Printing | Yes |
2791 | Typesetting, Plate Making, and Related Services | Yes |
2842 | Specialty Cleaning | Yes |
3000-3299 | Airlines | Yes |
3351-3441 | Car Rental | Yes |
3501-3790 | Hotels/Motels/Inns/Resorts | Yes |
4011 | Railroads | No1.6041-3(c) |
4111 | Commuter Transport, Ferries | Yes |
4112 | Passenger Railways | Yes |
4119 | Ambulance Services | Yes |
4121 | Taxicabs/Limousines | Yes |
4131 | Bus Lines | Yes |
4214 | Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | No1.6041-3(c) |
4215 | Courier Services | Yes |
4225 | Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage | No1.6041-3(c) |
4411 | Cruise Lines | Yes |
4457 | Boat Rentals and Leases | Yes |
4468 | Marinas, Service and Supplies | Yes |
4511 | Airlines, Air Carriers | Yes |
4582 | Airports, Flying Fields | Yes |
4722 | Travel Agencies, Tour Operators | Yes |
4723 | TUI Travel – Germany | Yes |
4784 | Tolls/Bridge Fees | No1.6041-3(c) |
4789 | Transportation Services (Not Elsewhere Classified) | Yes |
4812 | Telecommunication Equipment and Telephone Sales | No1.6041-3(c) |
4814 | Telecommunication Services | No1.6041-3(c) |
4816 | Computer Network Services | No1.6041-3(c) |
4821 | Telegraph Services | No1.6041-3(c) |
4829 | Wires, Money Orders | No1.6041-3(c) |
4899 | Cable, Satellite, and Other Pay Television and Radio | No1.6041-3(c) |
4900 | Utilities | No1.6041-3(c) |
5013 | Motor Vehicle Supplies and New Parts | No1.6041-3(c) |
5021 | Office and Commercial Furniture | No1.6041-3(c) |
5039 | Construction Materials (Not Elsewhere Classified) | No1.6041-3(c) |
5044 | Photographic, Photocopy, Microfilm Equipment, and Supplies | No1.6041-3(c) |
5045 | Computers, Peripherals, and Software | No1.6041-3(c) |
5046 | Commercial Equipment (Not Elsewhere Classified) | No1.6041-3(c) |
5047 | Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies | No1.6041-3(c) |
5051 | Metal Service Centers | No1.6041-3(c) |
5065 | Electrical Parts and Equipment | No1.6041-3(c) |
5072 | Hardware, Equipment, and Supplies | No1.6041-3(c) |
5074 | Plumbing, Heating Equipment, and Supplies | No1.6041-3(c) |
5085 | Industrial Supplies (Not Elsewhere Classified) | No1.6041-3(c) |
5094 | Precious Stones and Metals, Watches and Jewelry | No1.6041-3(c) |
5099 | Durable Goods (Not Elsewhere Classified) | No1.6041-3(c) |
5111 | Stationary, Office Supplies, Printing and Writing Paper | No1.6041-3(c) |
5122 | Drugs, Drug Proprietaries, and Druggist Sundries | No1.6041-3(c) |
5131 | Piece Goods, Notions, and Other Dry Goods | No1.6041-3(c) |
5137 | Uniforms, Commercial Clothing | No1.6041-3(c) |
5139 | Commercial Footwear | No1.6041-3(c) |
5169 | Chemicals and Allied Products (Not Elsewhere Classified) | No1.6041-3(c) |
5172 | Petroleum and Petroleum Products | No1.6041-3(c) |
5192 | Books, Periodicals, and Newspapers | No1.6041-3(c) |
5193 | Florists Supplies, Nursery Stock, and Flowers | No1.6041-3(c) |
5198 | Paints, Varnishes, and Supplies | No1.6041-3(c) |
5199 | Nondurable Goods (Not Elsewhere Classified) | No1.6041-3(c) |
5200 | Home Supply Warehouse Stores | No1.6041-3(c) |
5211 | Lumber, Building Materials Stores | No1.6041-3(c) |
5231 | Glass, Paint, and Wallpaper Stores | No1.6041-3(c) |
5251 | Hardware Stores | No1.6041-3(c) |
5261 | Nurseries, Lawn and Garden Supply Stores | No1.6041-3(c) |
5271 | Mobile Home Dealers | No1.6041-3(c) |
5300 | Wholesale Clubs | No1.6041-3(c) |
5309 | Duty Free Stores | No1.6041-3(c) |
5310 | Discount Stores | No1.6041-3(c) |
5311 | Department Stores | No1.6041-3(c) |
5331 | Variety Stores | No1.6041-3(c) |
5399 | Miscellaneous General Merchandise | No1.6041-3(c) |
5411 | Grocery Stores, Supermarkets | No1.6041-3(c) |
5422 | Freezer and Locker Meat Provisioners | No1.6041-3(c) |
5441 | Candy, Nut, and Confectionery Stores | No1.6041-3(c) |
5451 | Dairy Products Stores | No1.6041-3(c) |
5462 | Bakeries | No1.6041-3(c) |
5499 | Miscellaneous Food Stores – Convenience Stores and Specialty Markets | No1.6041-3(c) |
5511 | Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing | No1.6041-3(c) |
5521 | Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing | No1.6041-3(c) |
5531 | Auto and Home Supply Stores | No1.6041-3(c) |
5532 | Automotive Tire Stores | No1.6041-3(c) |
5533 | Automotive Parts and Accessories Stores | No1.6041-3(c) |
5541 | Service Stations | No1.6041-3(c) |
5542 | Automated Fuel Dispensers | No1.6041-3(c) |
5551 | Boat Dealers | No1.6041-3(c) |
5561 | Motorcycle Shops, Dealers | No1.6041-3(c) |
5571 | Motorcycle Shops and Dealers | No1.6041-3(c) |
5592 | Motor Homes Dealers | No1.6041-3(c) |
5598 | Snowmobile Dealers | No1.6041-3(c) |
5599 | Miscellaneous Auto Dealers | No1.6041-3(c) |
5611 | Menβs and Boyβs Clothing and Accessories Stores | No1.6041-3(c) |
5621 | Womenβs Ready-To-Wear Stores | No1.6041-3(c) |
5631 | Womenβs Accessory and Specialty Shops | No1.6041-3(c) |
5641 | Childrenβs and Infantβs Wear Stores | No1.6041-3(c) |
5651 | Family Clothing Stores | No1.6041-3(c) |
5655 | Sports and Riding Apparel Stores | No1.6041-3(c) |
5661 | Shoe Stores | No1.6041-3(c) |
5681 | Furriers and Fur Shops | No1.6041-3(c) |
5691 | Menβs, Womenβs Clothing Stores | No1.6041-3(c) |
5697 | Tailors, Alterations | Yes |
5698 | Wig and Toupee Stores | No1.6041-3(c) |
5699 | Miscellaneous Apparel and Accessory Shops | No1.6041-3(c) |
5712 | Furniture, Home Furnishings, and Equipment Stores, Except Appliances | No1.6041-3(c) |
5713 | Floor Covering Stores | No1.6041-3(c) |
5714 | Drapery, Window Covering, and Upholstery Stores | No1.6041-3(c) |
5718 | Fireplace, Fireplace Screens, and Accessories Stores | No1.6041-3(c) |
5719 | Miscellaneous Home Furnishing Specialty Stores | No1.6041-3(c) |
5722 | Household Appliance Stores | No1.6041-3(c) |
5732 | Electronics Stores | No1.6041-3(c) |
5733 | Music Stores-Musical Instruments, Pianos, and Sheet Music | No1.6041-3(c) |
5734 | Computer Software Stores | No1.6041-3(c) |
5735 | Record Stores | No1.6041-3(c) |
5811 | Caterers | Yes |
5812 | Eating Places, Restaurants | No1.6041-3(c) |
5813 | Drinking Places | No1.6041-3(c) |
5814 | Fast Food Restaurants | No1.6041-3(c) |
5912 | Drug Stores and Pharmacies | No1.6041-3(c) |
5921 | Package Stores-Beer, Wine, and Liquor | No1.6041-3(c) |
5931 | Used Merchandise and Secondhand Stores | No1.6041-3(c) |
5932 | Antique Shops | No1.6041-3(c) |
5933 | Pawn Shops | No1.6041-3(c) |
5935 | Wrecking and Salvage Yards | Yes |
5937 | Antique Reproductions | No1.6041-3(c) |
5940 | Bicycle Shops | No1.6041-3(c) |
5941 | Sporting Goods Stores | No1.6041-3(c) |
5942 | Book Stores | No1.6041-3(c) |
5943 | Stationery Stores, Office, and School Supply Stores | No1.6041-3(c) |
5944 | Jewelry Stores, Watches, Clocks, and Silverware Stores | No1.6041-3(c) |
5945 | Hobby, Toy, and Game Shops | No1.6041-3(c) |
5946 | Camera and Photographic Supply Stores | No1.6041-3(c) |
5947 | Gift, Card, Novelty, and Souvenir Shops | No1.6041-3(c) |
5948 | Luggage and Leather Goods Stores | No1.6041-3(c) |
5949 | Sewing, Needlework, Fabric, and Piece Goods Stores | No1.6041-3(c) |
5950 | Glassware, Crystal Stores | No1.6041-3(c) |
5960 | Direct Marketing – Insurance Services | Yes |
5962 | Direct Marketing – Travel | Yes |
5963 | Door-To-Door Sales | No1.6041-3(c) |
5964 | Direct Marketing – Catalog Merchant | No1.6041-3(c) |
5965 | Direct Marketing – Combination Catalog and Retail Merchant | No1.6041-3(c) |
5966 | Direct Marketing – Outbound Tele | No1.6041-3(c) |
5967 | Direct Marketing – Inbound Tele | No1.6041-3(c) |
5968 | Direct Marketing – Subscription | No1.6041-3(c) |
5969 | Direct Marketing – Other | No1.6041-3(c) |
5970 | Artistβs Supply and Craft Shops | No1.6041-3(c) |
5971 | Art Dealers and Galleries | No1.6041-3(c) |
5972 | Stamp and Coin Stores | No1.6041-3(c) |
5973 | Religious Goods Stores | No1.6041-3(c) |
5975 | Hearing Aids Sales and Supplies | No1.6041-3(c) |
5976 | Orthopedic Goods – Prosthetic Devices | No1.6041-3(c) |
5977 | Cosmetic Stores | No1.6041-3(c) |
5978 | Typewriter Stores | No1.6041-3(c) |
5983 | Fuel Dealers (Non Automotive) | No1.6041-3(c) |
5992 | Florists | No1.6041-3(c) |
5993 | Cigar Stores and Stands | No1.6041-3(c) |
5994 | News Dealers and Newsstands | No1.6041-3(c) |
5995 | Pet Shops, Pet Food, and Supplies | No1.6041-3(c) |
5996 | Swimming Pools Sales | No1.6041-3(c) |
5997 | Electric Razor Stores | No1.6041-3(c) |
5998 | Tent and Awning Shops | No1.6041-3(c) |
5999 | Miscellaneous Specialty Retail | No1.6041-3(c) |
6010 | Manual Cash Disburse | No1.6041-3(c) |
6011 | Automated Cash Disburse | No1.6041-3(c) |
6012 | Financial Institutions | Yes |
6051 | Non-FI, Money Orders | No1.6041-3(c) |
6211 | Security Brokers/Dealers | Yes |
6300 | Insurance Underwriting, Premiums | No1.6041-3(c) |
6399 | Insurance – Default | No1.6041-3(c) |
6513 | Real Estate Agents and Managers – Rentals | Yes |
7011 | Hotels, Motels, and Resorts | Yes |
7012 | Timeshares | Yes |
7032 | Sporting/Recreation Camps | Yes |
7033 | Trailer Parks, Campgrounds | Yes |
7210 | Laundry, Cleaning Services | Yes |
7211 | Laundries | Yes |
7216 | Dry Cleaners | Yes |
7217 | Carpet/Upholstery Cleaning | Yes |
7221 | Photographic Studios | Yes |
7230 | Barber and Beauty Shops | Yes |
7251 | Shoe Repair/Hat Cleaning | Yes |
7261 | Funeral Services, Crematories | Yes |
7273 | Dating/Escort Services | Yes |
7276 | Tax Preparation Services | Yes |
7277 | Counseling Services | Yes |
7278 | Buying/Shopping Services | Yes |
7296 | Clothing Rental | Yes |
7297 | Massage Parlors | Yes |
7298 | Health and Beauty Spas | Yes |
7299 | Miscellaneous General Services | Yes |
7311 | Advertising Services | Yes |
7321 | Credit Reporting Agencies | Yes |
7333 | Commercial Photography, Art and Graphics | Yes |
7338 | Quick Copy, Repro, and Blueprint | Yes |
7339 | Secretarial Support Services | Yes |
7342 | Exterminating Services | Yes |
7349 | Cleaning and Maintenance | Yes |
7361 | Employment/Temp Agencies | Yes |
7372 | Computer Programming | Yes |
7375 | Information Retrieval Services | Yes |
7379 | Computer Repair | Yes |
7392 | Consulting, Public Relations | Yes |
7393 | Detective Agencies | Yes |
7394 | Equipment Rental | Yes |
7395 | Photo Developing | Yes |
7399 | Miscellaneous Business Services | Yes |
7511 | Truck Stop | Yes |
7512 | Car Rental Agencies | Yes |
7513 | Truck/Utility Trailer Rentals | Yes |
7519 | Recreational Vehicle Rentals | Yes |
7523 | Parking Lots, Garages | Yes |
7531 | Auto Body Repair Shops | Yes |
7534 | Tire Retreading and Repair | Yes |
7535 | Auto Paint Shops | Yes |
7538 | Auto Service Shops | Yes |
7542 | Car Washes | Yes |
7549 | Towing Services | Yes |
7622 | Electronics Repair Shops | Yes |
7623 | A/C, Refrigeration Repair | Yes |
7629 | Small Appliance Repair | Yes |
7631 | Watch/Jewelry Repair | Yes |
7641 | Furniture Repair, Refinishing | Yes |
7692 | Welding Repair | Yes |
7699 | Miscellaneous Repair Shops | Yes |
7829 | Picture/Video Production | Yes |
7832 | Motion Picture Theaters | Yes |
7841 | Video Tape Rental Stores | Yes |
7911 | Dance Hall, Studios, Schools | Yes |
7922 | Theatrical Ticket Agencies | Yes |
7929 | Bands, Orchestras | Yes |
7932 | Billiard/Pool Establishments | Yes |
7933 | Bowling Alleys | Yes |
7941 | Sports Clubs/Fields | Yes |
7991 | Tourist Attractions and Exhibits | Yes |
7992 | Golf Courses – Public | Yes |
7993 | Video Amusement Game Supplies | No1.6041-3(c) |
7994 | Video Game Arcades | Yes |
7995 | Betting/Casino Gambling | Yes |
7996 | Amusement Parks/Carnivals | Yes |
7997 | Country Clubs | Yes |
7998 | Aquariums | Yes |
7999 | Miscellaneous Recreation Services | Yes |
8011 | Doctors | Yes |
8021 | Dentists, Orthodontists | Yes |
8031 | Osteopaths | Yes |
8041 | Chiropractors | Yes |
8042 | Optometrists, Ophthalmologist | Yes |
8043 | Opticians, Eyeglasses | Yes |
8049 | Chiropodists, Podiatrists | Yes |
8050 | Nursing/Personal Care | Yes |
8062 | Hospitals | Yes |
8071 | Medical and Dental Labs | Yes |
8099 | Medical Services | Yes |
8111 | Legal Services, Attorneys | Yes |
8211 | Elementary, Secondary Schools | No1.6041-3(p)(2) |
8220 | Colleges, Universities | No1.6041-3(p)(2) |
8241 | Correspondence Schools | No1.6041-3(p)(2) |
8244 | Business/Secretarial Schools | No1.6041-3(p)(2) |
8249 | Vocational/Trade Schools | No1.6041-3(p)(2) |
8299 | Educational Services | Yes |
8351 | Child Care Services | Yes |
8398 | Charitable and Social Service Organizations – Fundraising | No1.6041-3(p)(2) |
8641 | Civic, Social, Fraternal Associations | No1.6041-3(p)(2) |
8651 | Political Organizations | Yes |
8661 | Religious Organizations | No1.6041-3(p)(2) |
8675 | Automobile Associations | Yes |
8699 | Membership Organizations | Yes |
8734 | Testing Laboratories | Yes |
8911 | Architectural/Surveying Services | Yes |
8931 | Accounting/Bookkeeping Services | Yes |
8999 | Professional Services | Yes |
9211 | Court Costs, Including Alimony and Child Support – Courts of Law | No1.6041-3(p)(4) |
9222 | Fines – Government Administrative Entities | No1.6041-3(p)(4) |
9223 | Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency) | Yes |
9311 | Tax Payments – Government Agencies | No1.6041-3(p)(4) |
9399 | Government Services (Not Elsewhere Classified) | No1.6041-3(p)(4) |
9402 | Postal Services – Government Only | No1.6041-3(p)(3) |
9405 | U.S. Federal Government Agencies or Departments | No1.6041-3(p)(3) |
9950 | Intra-Company Purchases | No1.6041-3(c) |